Deposits in different banks are separately insured. Enter all of your personal, business, and government accounts for one bank, then go through all three steps to generate a report. When your report for the first bank is complete, start again with your next bank and so on, until you have a report for each bank where you have deposit accounts.
Step 1
Step 2
Step 3
EDIE is designed to give an accurate deposit insurance calculation, assuming it is properly used and the account information is correctly entered. However, the results and conclusions generated by EDIE are strictly advisory. All actual claims for deposit insurance shall be governed exclusively by information set forth in the FDIC-insured institution's records and applicable federal statutes and regulations then in effect. This calculation is based on the deposit insurance regulations in effect as of April 1, 2024. The standard insurance amount is $250,000 per depositor, per insured bank, for each ownership category.